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Why Independent Martial Arts Instructors Need Their Own Liability Insurance
Why Independent Martial Arts Instructors Need Their Own Martial Arts Instructor Insurance, Even When the School Has a Policy If you teach as an independent contractor, you’ve probably assumed the gym’s insurance covers you. Many martial arts instructors make that same assumption, and it’s a costly one. A martial arts
What Every Dojo Owner Gets Wrong About Liability Insurance
What Every Dojo Owner Gets Wrong About Liability Insurance Most martial arts school owners believe they’re protected. They have students sign a waiver, they carry some kind of insurance policy, and they assume that if something goes wrong, they’re covered. Then a claim arrives, they read the fine print, and
Mat Infection Liability Every Dojo Owner Should Understand
Why Mat Infections Like Ringworm and Staph Create Real Liability for Martial Arts Schools Few subjects make martial arts school owners more uncomfortable than skin infections. Ringworm, staph, impetigo, and other communicable conditions spread easily in grappling arts where close contact and shared mats are unavoidable. While most owners think
Martial Arts Summer Camp Insurance Owners Must Understand
What Martial Arts School Owners Should Understand About Insuring Summer Camps Summer camps have become a reliable source of revenue and community goodwill for martial arts schools. They fill quiet daytime hours, introduce new families to the school, and keep energetic kids active during the long break. Yet many owners
Sparring Injury Risks Every Martial Arts School Must Know
How Sparring Injuries Put Martial Arts Schools at Legal Risk and Why Coverage Matters Sparring is where martial arts training comes alive. It is the moment technique meets application, where students test skill against a live, resisting partner. It is also, unsurprisingly, one of the most common sources of injury
Belt Testing and Demo Event Insurance Owners’ Overlook
Why Belt Testing and Demonstration Events Deserve a Closer Look From Your Insurer Belt testing and public demonstrations are among the proudest moments in a martial arts school’s calendar. A promotion ceremony celebrates months of dedication, while a demonstration showcases the school’s skill to the wider community. These events build